Auto Insurance
Auto Insurance Quote Forms
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Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Auto Insurance in Jefferson, Cornelia, and Washington, GA
Good Drivers are Responsible Drivers.
Buying a car is one of the most expensive purchases you make. Making sure you have proper auto insurance coverage is essential in assuring you have the right protection for your car in the case of an accident.
What is auto insurance?
Auto insurance assists you financially in covering vehicle damage costs in the unfortunate case of an accident. It is a paid agreement between you and your insurance provider. After filing a claim following an accident, your provider will step in and assist you in covering significant damage costs depending on what you are responsible for.
What do auto policies cover?
Georgia drivers must have liability insurance that meets the minimum limits (you can purchase more coverage if you choose) required by law to drive on our state’s public roads and highways.
The minimum limits of liability insurance required under Georgia law are:
Bodily Injury Liability – $25,000 per person and $50,000 per incident
Property Damage Liability – $25,000 per incident
The perks included within the policy you choose are generally up to you, but auto policies can offer expansive benefits such as:
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Collision Insurance: Covers damage to your own vehicle after a wreck.
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Comprehensive Insurance: Pays for damage from non-accident mishaps, like weather damage.
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Medical Coverage: Pays for your medical bills and those of your passengers.
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Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.
Other coverage offers help for roadside assistance and rental car coverage. Contact your agent about including these protections in your coverage.
Why do you need car insurance?
You are required to have at least some type of auto insurance policy in most areas. However, settling for the bare minimum coverage just to have it can jeopardize the future of you and your vehicle. It’s important to get adequate coverage to assure the safety of your future in the case of an accident. We will help you in finding the best policy for you and your specific scenario.
Questions to ask your agent
Our knowledgeable agents are here to guide you in choosing the best coverage through a variety of sources and expertise, as well as continuous support and advice.
Here are some things to consider as you select your coverage:
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How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
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What is the insurance company's level of service and ability to pay claims? (Some might be more convenient for you than others).
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What discounts are available? (Ask about good driver, multiple policy and student discounts.)
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What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
Contact us today
Contact us at or request an online quote to determine the best auto insurance policy for you and your vehicle.
Additional Auto Insurance Information:
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