Individual & Family Health Insurance in Jefferson, Cornelia, and Washington, GA
Smart Decisions Today for a Healthy Tomorrow.
As an individual, you’re most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you’ll want to ensure that you have the proper Health Insurance plan that can cover your every need and keep you protected financially.
With the cost of healthcare on the rise, you can’t afford to take any chances. At Franklin Insurance Agency, Inc., we offer Individual and Family Health Insurance plans to those who do not receive health benefit packages from their current employer, or are either self-employed, unemployed, or a student. Our various types of Individual and Family Health Insurance options include:
HMO (Health Maintenance Organization)
PPO (Preferred Provider Organization)
HSA (Health Savings Account)
Since each insurance option differs in cost and benefits, it’s important to discuss your unique needs with an insurance expert who can keep you, your spouse, and your children covered under the right plan at a price you can afford.
How Much Is Health Insurance?
Health insurance premiums depend on numerous factors, many of which are specific to an individual’s situation. Insurance companies may base premiums on the number of people covered by a policy and their ages. Different levels of health insurance coverage also produce different premiums.
Your agent can help you navigate your choices to get the best possible combination of coverage and cost to help meet your healthcare needs.
Is Health Insurance Required?
The Affordable Care Act (ACA) does not currently have a federal individual mandate penalty in place for people who choose to remain uninsured. However, you are responsible for 100% of your medical bills if you choose to go without health insurance.
Depending on your financial situation, you may be eligible for health insurance plans with a very low premium. Talk with your agent to learn more about your potential health insurance costs and get a personalized quote.
How to Get Health Insurance
There are several ways to get health insurance. You can work with an insurer with help from your agent, use the government’s health insurance marketplace, also called the health insurance exchange, or purchase coverage directly from an insurer.
Many people choose to work with their agent to get the coverage they need. Your agent can help you get the health insurance you need at a great rate.
Find a Health Insurance Plan That’s Right For You
Without an adequate Health Insurance policy, if you or a family member gets injured in an accident or becomes ill, the last thing you’ll want to experience is paying for high medical costs from your own pocket.
If you’re an individual looking for coverage either for yourself or your family, you can find the perfect Individual and Family Health Insurance plan from Franklin Insurance Agency, Inc.. Since Health Insurance options vary from state to state, our experienced, Health Insurance specialists are available to work with your needs on an individual basis in order to assist you in creating a plan that keeps you covered.
Don’t risk your finances on expensive medical bills and services. Get the affordable protection that keeps those you care about most healthy with an Individual and Family Health Insurance policy.