Homeowners Liability in Jefferson, Cornelia, and Washington, GA
Protect Yourself, Your Home, and Your Finances.
Homeowners insurance typically provides financial protection against both property damage and liability claims. Understanding what each portion of your policy is and what it may cover is essential for finding the right policy for you.
At Franklin Insurance Agency, Inc., it’s our priority to help you find the right insurance policy for your needs and ensure that you understand it. Give us a call to learn more about how we can help you.
What Is Homeowners Liability Insurance?
The liability portion of your homeowners insurance policy may provide the following protections:
Liability to others: This part of your policy generally covers against lawsuits for bodily injury or property damage that you or family members may cause to other people. It can help pay for both the cost of litigation and any court awards, up to the limit of your policy. It covers you whether you are at home or away.
Medical payments: If a visitor is injured in your home, medical payments coverage allows the person to submit medical bills directly to your insurance company. The benefit is that expenses are paid to the injured person up to the policy limit without a liability claim filed against you.
Do I Need Additional Liability Insurance?
Your Franklin Insurance Agency, Inc. agent will help you review your insurance needs and suggest recommended levels of coverage to carry. In some cases, they may recommend that you purchase additional liability coverage through an umbrella insurance policy.
Contact Us Today
At Franklin Insurance Agency, Inc., we want to help you get the home insurance you need. Give us a call to learn more about how we can help you.